Global
Tap to Pay
Accept contactless cards and wallets on any phone - no extra hardware.
One payment partner for every channel your business sells in
Accept Tap to Pay, Swish, Klarna, WeChat, UPI and more. Offer Pay Later to consumers and businesses, run invoice subscriptions, and move money across borders - all from ATZPay.
Tap to PaySwishKlarnaWeChat PayUPIPay Later
Settled today
$284,910.42
Trusted by 12,000+ businesses across 40 markets
Nordic Supply
Meridian
Atlas Robotics
BlueOak
Café Ström
Halden
Omnichannel payments
Every way your customers want to pay, in one integration
Turn methods on with a single toggle. ATZPay routes each payment through the best local rail so you keep more of every sale.
Sweden
Swish
Instant account-to-account mobile payments trusted across Sweden.
Europe & US
Klarna
Boost conversion with familiar consumer buy now, pay later.
China
WeChat Pay
Reach over a billion shoppers across Greater China.
India
UPI
Real-time bank rails powering millions of daily payments.
Global
Pay Later with ATZPay
Offer flexible installments to both consumers and businesses.
Pay Later with ATZPay
Get paid upfront. Let buyers pay over time.
ATZPay funds the purchase and takes on the risk, so you receive the full amount immediately while your customers split payments into flexible installments - for both consumers and businesses.
- Instant credit decisions at checkout
- Full settlement upfront, zero collection risk
- B2B net terms and B2C installments in one flow
- Transparent flat fees with no hidden costs
Consumers
Pay in 3 or 4 interest-free installments. Approvals in seconds with a soft credit check.
+27%
average order value
Businesses (B2B)
Offer net-30/60/90 terms to trade buyers. ATZPay underwrites and pays you on day one.
$412K
financed this month
Pre-approved offer
Based on your last 12 months
Up to
$320,000
Fixed monthly fee from 0.9%/mo - terms of 6-24 months
$2.84M
Volume
48.2K
Payments
86
Score
ATZPay Capital
Growth capital, powered by the payments you already process
Borrow against your ATZPay performance. The more you process, the more you can access - with offers that scale to your transaction count and volume, repaid through a fixed monthly fee over the term you choose.
Offers based on real performance
Your limit is calculated from processing volume, transaction count, and account health - not paperwork.
Funds in as fast as one day
Accept an offer and receive capital directly to your settlement account, no lengthy applications.
Fixed monthly fee, zero interest
Choose your term and repay in equal monthly installments. The fee is set by your loan amount and term - no interest, no compounding, no surprises.
Invoicing & subscriptions
Recurring revenue, embedded in your website
Bill customers on any cadence with invoice-based subscriptions your buyers can settle using their preferred method.
Developers
Integrate once, launch everywhere
A single API and drop-in components for every payment method, Pay Later, invoices, and cross-border flows.
import { ATZPay } from "@atzpay/node" const atz = new ATZPay(process.env.ATZ_KEY) await atz.checkout.create({ amount: 4200, currency: "usd", methods: ["tap2pay", "klarna", "paylater"], payLater: { audience: "business", terms: "net30" },})Cross-border payments
Move money worldwide at local speed
Collect and pay out in 135 currencies with transparent FX and same-day settlement on major corridors. ATZPay handles compliance, conversion, and local payout rails for you.
40+
Markets
135
Currencies
60+
Local rails
Start accepting payments everywhere your business sells
Connect Stripe, turn on the methods you need, and go live in minutes. No setup fees, no long-term contracts.